Blog

Over the past 20+ years in real estate, I’ve seen plenty of changes, but the recent $418M NAR settlement is a significant one for both buyers and sellers in our market. With the new rules in place, buyer’s agent commissions can no longer be listed on the MLS, and written fee agreements are now required. What does this mean for you? Sellers now have more say in how commissions are paid, which brings greater transparency for buyers—but it can also make the process a bit more complex. As someone who has guided clients through shifting markets across Lake, McHenry, Cook Counties, and southern Wisconsin, I know these updates may raise questions. My priority is always to help you understand how these rules impact your decisions, whether you’re searching for a home or evaluating investment opportunities.

Looking ahead to 2026, we're expecting mortgage rates to hover around 5.6%, and home prices to rise modestly—about 1.7%. While inventory is on the upswing, it’s still not quite where we were before 2020, so the market feels balanced, neither strongly favoring buyers nor sellers. Foreclosures are ticking up, but overall levels remain low. For those considering a move or investment, it’s wise to proceed only if you’re financially ready. With over two decades serving Lake, McHenry, and Cook Counties—and the southern part of Wisconsin—I’ve seen how these shifts play out locally. My experience helps clients make sense of the numbers so they can find the right home or make a solid investment decision, even in a neutral market.