{"id":27,"date":"2026-09-21T09:00:00","date_gmt":"2026-09-21T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/jdshomes-net\/2026\/09\/21\/us-home-prices-face-real-value-erosion\/"},"modified":"2026-09-21T09:00:00","modified_gmt":"2026-09-21T09:00:00","slug":"us-home-prices-face-real-value-erosion","status":"publish","type":"post","link":"https:\/\/www.jdshomes.net\/blog\/2026\/09\/21\/us-home-prices-face-real-value-erosion\/","title":{"rendered":"US Home Prices Face Real Value Erosion"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/james-d-smith\/home-prices-erosion-remotion-videos-8a73\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As someone who\u2019s tracked real estate trends in Lake, McHenry, and Cook Counties for more than two decades, I\u2019ve seen home price cycles come and go\u2014but the current landscape tells a nuanced story. In Q2 2026, US home prices continued to rise on paper, and a federal index showed stability from mid- to late quarter after seasonal adjustments. Yet, when we factor in inflation\u2014which is running around 3.5%\u2014the national home appreciation rate of approximately 1.5% is still falling short, about two points behind. That means for the 13th month in a row, real home values actually declined, though the pace has slowed thanks to easing inflation and firmer nominal gains. It\u2019s worth noting that one federal measure has recorded positive yearly price growth every quarter since early 2012, so nominal values remain steady even as real purchasing power is under pressure. As we move into the latter half of the year, affordability is still front and center\u2014typical monthly payments for existing single-family homes have increased again, a real hurdle for first-time buyers. For those navigating these challenges, local expertise and a sharp eye for value are more important than ever\u2014especially here in Chicagoland and southern Wisconsin, where every neighborhood has its own story.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who\u2019s tracked real estate trends in Lake, McHenry, and Cook Counties for more than two decades, I\u2019ve seen home price cycles come and go\u2014but the current landscape tells a nuanced story. In Q2 2026, US home prices continued to rise on paper, and a federal index showed stability from mid- to late quarter [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":60,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/posts\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/media\/60"}],"wp:attachment":[{"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/categories?post=27"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jdshomes.net\/blog\/wp-json\/wp\/v2\/tags?post=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}